Source of Prior authorisation
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{{Infobox concept
| name = Prior authorisation
| subtitle = Insurance and coverage
| Also called = Pre-authorisation, pre-approval
| Decided by = The payer, not the prescriber
| Common criteria = Body-mass index, comorbidity, prior therapy
}}
'''Prior authorisation''' is a requirement imposed by a payer that a prescription be approved before it will be covered. It is a coverage mechanism rather than a clinical one, and the decision is made by the payer against its own criteria.{{r|ada2024}}
For incretin therapies it is close to universal where these drugs are covered at all, and the criteria commonly include a body-mass index threshold, a comorbidity, documented prior attempts at other management, and sometimes a requirement to try a specified alternative first.{{r|ada2024}}
Its effect on access is substantial. Requirements add delay, administrative burden on prescribers, and a failure mode in which coverage is denied for a prescription a clinician judged appropriate.{{r|kyle2021}}
== How it operates ==
A prescriber submits a request with supporting documentation; the payer assesses it against published or unpublished criteria; approval, denial, or a request for further information follows. Denials may be appealed, in a process with its own timelines.{{r|kyle2021}}
Step therapy — a requirement to have tried and failed a specified alternative — is a common form. Its rationale is cost containment; its cost is delay and, where the specified alternative is less effective, a period of less effective treatment.{{r|ada2024}}
Reauthorisation is often required periodically, sometimes conditional on documented response such as a minimum weight reduction. A person who responds moderately may therefore lose coverage.{{r|kyle2021}}
== Consequences ==
| Consequence | Direction |
|---|---|
| Delay to treatment | Days to months |
| Administrative burden | Falls on prescribers and staff |
| Denial despite clinical judgement | Occurs; appealable |
| Discontinuation on coverage change | Common; see [[Weight regain after discontinuation]] |
| Migration to unregulated supply | Documented in community reporting |
The last row is where this intersects with the rest of the wiki. Where a licensed product is unaffordable or coverage is denied, some people obtain material outside licensed channels, with the identity, content and sterility uncertainties this wiki documents throughout.{{r|reports}}
That is a description of an observed pattern, not an endorsement of it. Research-use compounds are not approved for human administration.{{r|usp1503}}
== Variation ==
Prior authorisation is a feature of insurance-based systems and is largely absent where medicines are supplied through a national formulary, which uses different mechanisms — inclusion decisions, prescribing criteria, and volume controls — to the same cost-containment end. See [[Formulary tier]].{{r|ada2024}}
Coverage of weight-management indications differs from coverage of diabetes indications for the same molecule in many systems, so status can depend on the indication rather than the drug.{{r|kyle2021}}
International differences in coverage are one component of the broader pattern described at [[Global access disparity]].{{r|ada2024}}
== References ==
{{reflist}}
<ref name="ada2024">American Diabetes Association. "Standards of Care in Diabetes." ''Diabetes Care'' 47(Suppl 1) (2024).</ref>
<ref name="kyle2021">Kyle TK, Stanford FC. "Moving toward health policy that respects both science and people living with obesity." ''Nursing Clinics of North America'' 56(4):635–645 (2021). PMID 34749900.</ref>
<ref name="reports">PeptidePedia Wiki community test-report tally, 2024–2026 (self-reported; see [[Project:Sourcing_guidelines]]).</ref>
<ref name="usp1503">United States Pharmacopeia, General Chapter <1503>, ''Quality Attributes of Synthetic Peptide Drug Substances''.</ref>
== See also ==
* [[Insurance coverage of GLP-1 drugs]]
* [[Formulary tier]]
* [[Cost per milligram]]
* [[Global access disparity]]
* [[Telehealth prescribing]]
{{DEFAULTSORT:Prior authorisation}}
[[Category:Insurance and coverage]]
[[Category:Access and economics]]
[[Category:Prescribing and telehealth]]
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